Crash rates for teen drivers in Florida are far from good. The incidence of car crashes among them is so high that many parents will show a preference for keeping them from driving within their teen years. Most families can only succeed in keeping them back for only a short period.
Peer pressure makes it hard for them to be the only teens among their peers who can’t drive yet. Is there a way you can get more affordable rates for this high risk group and as well ensure they stay safe? Following are steps that will help you whether you’re in Florida or not…
It’s normal for your teen to demand privileges that come with adulthood while they avoid the responsibilities that come with it. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.
Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they’re the ones paying and they will also be the ones to benefit from lower Florida car insurance rates.
Your teen driver would be safer and ultimately attract lower rates for their Florida car insurance policy if they do the following…
1) Don’t allow them to drive in the company of their peers unless you or an adult you can trust is in the car with them.
2) Make sure your teen promises never to drive at night. For those whom this may not be an option, teach your teen what to do and how to drive at night.
Most accidents happen between 9.00pm and 2.00am.
3) They must never touch the steering wheel once they’ve taken any form of alcoholic beverage. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.
4) Teach your teen the difference between a race track and a high way.
Have a stiff sanction if they violate speed limits or traffic laws.
5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. It may be hard sometimes but there are place where your teen is better off using public transport.
Yes, these may not work in homes where the parents and teens don’t have a good relationship already. Nevertheless you can lower your teen’s rates by getting and comparing quotes.
Peer pressure makes it hard for them to be the only teens among their peers who can’t drive yet. Is there a way you can get more affordable rates for this high risk group and as well ensure they stay safe? Following are steps that will help you whether you’re in Florida or not…
It’s normal for your teen to demand privileges that come with adulthood while they avoid the responsibilities that come with it. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.
Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they’re the ones paying and they will also be the ones to benefit from lower Florida car insurance rates.
Your teen driver would be safer and ultimately attract lower rates for their Florida car insurance policy if they do the following…
1) Don’t allow them to drive in the company of their peers unless you or an adult you can trust is in the car with them.
2) Make sure your teen promises never to drive at night. For those whom this may not be an option, teach your teen what to do and how to drive at night.
Most accidents happen between 9.00pm and 2.00am.
3) They must never touch the steering wheel once they’ve taken any form of alcoholic beverage. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.
4) Teach your teen the difference between a race track and a high way.
Have a stiff sanction if they violate speed limits or traffic laws.
5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. It may be hard sometimes but there are place where your teen is better off using public transport.
Yes, these may not work in homes where the parents and teens don’t have a good relationship already. Nevertheless you can lower your teen’s rates by getting and comparing quotes.
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